An embedded treasury AI partner, a coherent model of how your bank takes and manages risk, and live monitoring across every risk family — in a single on-premise platform.
Every install ships with Q — an embedded treasury AI partner with read access to your deal book, system-prompted in treasury vocabulary. It doesn't just chat; it analyses, simulates, reports, and reasons over your positions and your policies.
Analyst-grade reads of the book — concentration, drivers, outliers — citing the exact deal IDs behind each figure.
Ask anything of your live position in plain English. Q resolves it across loans, deposits, derivatives, securities and FX.
Rate shocks, funding stress, counterparty default — run multi-variable simulations across the whole balance sheet in seconds.
Generate board-ready ALCO packs and risk reports, drafted from live numbers and exportable for the committee.
Pose hypotheticals — "what if we add A$200m of 5-year fixed?" — and see the impact on ratios, NII and limits before you act.
Project balances, ratios and exposures forward over time, and track how the book has moved across snapshots.
Ask Q about your own limits, mandates and risk appetite — it reasons over the policies encoded into the platform, not just the data.
Spin up a saved project — a funding review, a hedge proposal, a stress study — and have Q build, organise and revisit the analysis.
A walk through the cockpit, Q, and the risk families — running on the Future Bank demo dataset.
TraiQ is built on one coherent model of the balance sheet. It's not a pile of disconnected reports — every number traces along the same chain, which is also how Q reasons about your book.
Loans, deposits, securities, FX, derivatives — organised the way your institution actually groups them.
The instruments themselves — term loans, CP, bonds, swaps, forwards — each with its own cashflows and terms.
Every product generates exposure — liquidity, rate, credit, FX, capital — across the risk families.
Risk appetite, limits and mandates govern those exposures — and TraiQ monitors utilisation against them live.
This Portfolio → Product → Risk → Mandate model is fully configurable to your institution — the names, the groupings and the relationships are yours, not a fixed template.
Each risk family has an authoritative home in the platform — monitored live, with the regulatory methodology behind it and full drill-down to the underlying positions.
Walk through Q, the risk families, and the full balance-sheet model on our demo dataset.