Australian-built treasury risk intelligence, run entirely on your own infrastructure. Why that matters →
TraiQ Corporate

One AI layer over the whole group treasury.

An embedded treasury AI partner, a coherent view of how your group holds cash, debt and risk across every entity, and a forward look that catches the covenant breach before it lands — in a single on-premise platform.

Q — the AI core

The first-class AI feature, not an add-on.

Every install ships with Q — an embedded treasury AI partner with read access to your whole group position, system-prompted in treasury vocabulary. It doesn't just chat; it forecasts, reconciles, reports and reasons over your cash, debt and exposures.

Analyses

Analyst-grade reads of the group — cash by entity, exposure, headroom — citing the exact accounts, facilities and deals behind each figure.

Natural-language queries

Ask anything of your live position in plain English. Q resolves it across entities, banks, currencies, facilities and hedges.

Cashflow forecasting

Build and stress the 13-week and 12-month forecast, compare base, budget and stress scenarios, and watch the cash runway shift in seconds.

Board & lender reports

Board treasury packs and lender compliance certificates, drafted from live numbers and exportable for the meeting.

What-if scenarios

"What if we draw A$100m and the AUD falls 5%?" — see the hit to liquidity, leverage and covenant headroom before you act.

Covenant & headroom watch

Q projects covenant headroom forward on the forecast and flags the breach ahead of time — not after the quarter closes.

Query your treasury policy

Ask Q about your own hedging bands, counterparty limits and mandates — it reasons over the policy encoded into the platform, not just the data.

Create projects

Spin up a refinancing review, a hedging proposal or a cash-pooling study and have Q build, organise and revisit the analysis.

See Q in a live demo →
See it in action

The platform, on a live group.

A walk through the cash map, Q, the forecast and the covenant board — running on the Future Corp demo dataset.

Group cash position across entities, banks and currencies

Group cash position. Where every dollar sits — by entity, bank and currency — available versus restricted, with days cash on hand at a glance.

Q daily briefing and market watch

Q — daily briefing & market watch. Q scans the market against your positions and drafts the morning read before you sit down.

13-week cash forecast with closing-cash path and headroom line

13-week cash forecast. Weekly net cashflow with the closing-cash path and the headroom line — the near-term trough flagged before it arrives.

Cashflow forecast scenarios compared

Forecast scenarios. Base, budget and stress compared side by side, with every line traced back to its driver.

Projected covenant headroom on the forward forecast

Projected covenant headroom. Each covenant tested on the forward forecast — a breach-ahead warning months before the compliance certificate.

Net-debt bridge across three definitions

Net-debt bridge. What moved net debt this period, reconciled across all three definitions — covenant, statutory and total funding.

Cash-conversion cycle and working capital

Cash-conversion cycle. DIO plus DSO minus DPO, with receivables ageing and the trend against target.

Trade-finance expiry ladder for letters of credit and guarantees

Trade-finance expiry ladder. Every letter of credit and bank guarantee, with expiry alerts at 90, 60 and 30 days.

Controllable versus trapped cash across the group

Controllable vs trapped cash. What the treasurer can actually direct, separated from what accounting consolidates.

FX exposure, hedge ratio and FX VaR by currency

FX exposure & hedge ratio. Net open position by currency, hedge ratio against policy, and FX VaR across the book.

The TraiQ philosophy

How a group treasury actually holds and manages risk.

TraiQ is built on one coherent model of the group — not a pile of disconnected reports. Every number traces along the same chain, which is also how Q reasons about your treasury.

The group is made of Entities

Subsidiaries, JVs and accounts across countries and currencies — each with its own cash and obligations.

→

which hold Cash, debt & exposures

Bank accounts, facilities, receivables, payables and hedges — the positions themselves, with their cashflows and terms.

→

which create Risks

Every position generates exposure — liquidity, leverage, FX, rate and counterparty — aggregated across the group.

→

governed by Policy & covenants

Treasury policy, hedging mandates and lender covenants govern those exposures — and TraiQ monitors headroom against them live.

This Entity → Position → Risk → Policy model is fully configurable to your group — the structure, the groupings and the mandates are yours, not a fixed template.

What's monitored and captured

The corporate treasurer's whole picture, in one place.

Each area has an authoritative home in the platform — monitored live, with the methodology behind it and full drill-down to the underlying entities, accounts and facilities.

Cash & Liquidity

Group Cash
  • Group cash position by entity, bank and currency
  • Available liquidity — cash plus undrawn committed facilities
  • Days cash on hand and runway under stress
  • Controllable vs restricted / trapped cash, split out
  • Cash-pooling & ZBA sweep structure

Cashflow Forecasting

Forecast · Scenarios
  • 13-week direct-method forecast for near-term liquidity
  • 12-month driver-based forecast for the planning horizon
  • Base / budget / stress scenarios side by side
  • Forecast accuracy tracked over time (bias, MAPE)
  • Every line traced to its driver and assumption

Debt, Leverage & Covenants

Debt & Capital
  • Facility register — availability, pricing, refi ladder
  • Net debt on all three definitions — covenant, statutory, total funding
  • Leverage, interest cover and gearing, live
  • Covenant headroom projected forward on the forecast
  • Breach-ahead warnings and lender compliance certificates

Working Capital & Trade Finance

Working Capital
  • Cash-conversion cycle — DIO + DSO − DPO
  • Receivables ageing and days-past-due
  • DSO / DPO / DIO trend against target
  • Letter-of-credit & bank-guarantee register
  • Expiry alerts at 90 / 60 / 30 days, sublimit utilisation

Group & Intercompany

Consolidation
  • Ownership-weighted consolidation with IC eliminations
  • Controllable cash vs what accounting shows
  • Intercompany loan ledger and net positions
  • Trapped cash by cause — FX control, WHT, minority, regulatory
  • Dividend upstreaming paths and capacity

FX & Interest-Rate Risk

Market Risk
  • Net FX exposure by currency, tied to the forecast
  • Hedge ratio vs policy bands; forwards / options mapped to exposure
  • Interest-rate reset ladder and swap positions
  • Fixed / floating mix vs treasury policy
  • DV01 and sensitivity across the debt book
Built for your treasury team

Every seat at the table, covered.

Treasury, finance, the CFO and the board each need a different cut of the same group position — TraiQ gives every one of them their own view, drawn from the same live numbers.

Group Treasurer

The whole group position in one view — cash by entity, bank and currency, the 13-week and 12-month forecast, and covenant headroom projected forward so a breach surfaces weeks before it lands.

Treasury / Finance Manager

The day-to-day surfaces — entity positions, intercompany balances, working capital across DSO, DPO and the cash-conversion cycle, and every trade-finance instrument with its expiry date.

CFO / Board

Net debt on the definitions that matter — covenant and statutory — plus the leverage and headroom trajectory and funding capacity, board-ready, with Q drafting the pack.

FP&A / Controller

Forecast-vs-actual variance, the liquidity outlook, and exactly how FX and interest-rate moves change the plan.

Compliance

Your lenders are your regulator.

A corporate treasury doesn't file prudential returns — it lives by its covenants and its own treasury policy. TraiQ tracks both, and projects headroom forward, so a breach is a conversation you open — not one your bank opens with you.

Covenant headroom, projected

Leverage, interest-cover, gearing and minimum-liquidity covenants tested on the forward forecast — so a breach shows up months before the certificate does.

Compliance certificates, ready

Lender compliance certificates and covenant packs drafted from live numbers, evidenced and ready for the syndicate.

Policy limits, enforced

Internal limits on counterparties, instruments and tenors monitored against your own treasury policy, with utilisation surfaced live.

See it on your group's numbers.

Walk through Q, the forecast and the covenant board on our demo dataset — then talk about the entities, facilities and covenants that matter to your group.

View Live Demo How deployment works →