Treasury Risk Intelligence for the Australian ADI · APRA-ready · On-Premise

The treasury risk platform for the Australian ADI.

APRA-ready. AI-native.

TraiQ unifies your scattered treasury and risk data — the TMS, the spreadsheets, the analyst workbooks — into one live picture. Your APRA returns come out reconciled and checked before submission. And Q, your AI treasury partner, sits across the entire book — assessing exposures, stress-testing scenarios, drafting reports and answering any questions on your portfolios in seconds.

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The problem

The numbers exist.
They're just everywhere.

A bank's risk picture is real — but it's scattered across the TMS, a dozen spreadsheets, half a dozen systems, and the analysts who hold it together by hand. Pulling it into one coherent view is slow, manual, and stale the moment it's done.

A bank's scattered data sources — systems, spreadsheets, exports — pulled together by Q into one unified live dashboard

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A dozen spreadsheets, one "source of truth"

Exports, models, and email threads. Versions drift, formulas break, and nobody is quite sure which copy is the current one — or who changed it last.

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The answer lives in an analyst's head

Every question needs a person to stitch the systems together. When they go on leave — or leave — the knowledge and the workbook go with them.

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Consolidated means already stale

By the time the data is reconciled across systems and pasted into the board pack, the position has moved. You're managing yesterday's risk.

It was never a missing report. It's that the picture is fragmented — and no spreadsheet stack can answer a question across all of it.

The solution · Q

One AI layer over all of it. That layer is Q.

TraiQ collapses every source into one live dashboard — and Q sits across the whole thing. Not a chatbot bolted into a corner: Q is the feature the platform is built around. It reads every tab, every position and every policy, and answers like your sharpest analyst — instantly, with citations, any hour of the day.

What's our 30-day survival horizon if interbank funding freezes?

Based on current HQLA of A$2.1bn and projected net outflows of A$680m/day under stress, your survival horizon is 18 days. The binding constraint is your CP book — A$1.4bn matures within 14 days. Deals MM-0887 and MM-0901 are the two largest contributors. Want me to model a partial-rollover scenario?

Draft the liquidity section of next week's ALCO pack.

Done — drafted from the live position. LCR 128% (▲6pts), NSFR 114%, survival horizon 18 days under the funding-freeze scenario. I've flagged the CP concentration as a watch item and saved it to the Q3 ALCO project. Want me to add the rate-risk section next?

Analyses the whole book Runs simulations Drafts ALCO packs & reports Models what-if scenarios Queries your risk policies Builds saved projects

See everything Q can do →

Why now

Tight regulations, fast evolving technology. Spreadsheets can't keep up.

The next era of Australian banking will not be managed through spreadsheets and manual reconciliations. ADIs face rising regulatory pressure, faster-moving markets, and growing expectations for clean, explainable data. TraiQ helps treasury teams move from fragmented reporting to live intelligence — so risk can be seen, questioned, and acted on before it becomes a problem.

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The bar on returns is rising

APRA expects accurate, well-controlled, traceable data — not numbers hand-stitched across spreadsheets the night before a deadline. Data quality is now its own scrutiny.

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AI is reshaping banking

AI is moving from pilot to core infrastructure across the industry. The ADIs that build it into how they see and manage risk now will set the pace others have to match.

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Manual reconciliation is where errors hide

Every copy-paste between systems and workbooks is a place a wrong number slips through — and a resubmission or "please explain" is far more costly than catching it first.

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Evidence is the new baseline

It's no longer enough for a number to be right — you have to show how it was produced. A defensible, traceable process is becoming the expectation, not the exception.

Data sovereignty

Powerful AI you can actually deploy.

The reason banks hesitate on AI is data. With TraiQ that objection disappears — the platform runs on your infrastructure, your deal book never leaves your network, and you bring your own AI key. Adopt the technology without handing anyone your book.

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On-premise

Installed on your server or VM behind your firewall. Storage stays yours — no vendor cloud, no data leaving your network.

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Bring your own key

Your own Anthropic or AWS Bedrock key. AI calls go direct from your environment — TraiQ never proxies, stores, or sees your data.

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In-region & air-gap

Pin AI calls to an Australian region for onshore residency, or run fully offline with a local model and no external calls at all.

How deployment & residency work →

Built for your team

Every seat at the table, covered.

Treasurer

Live LCR, NSFR, funding gap, survival horizon. The full picture before the ALCO pack goes out.

Risk Manager

Counterparty concentration, limit utilisation, DV01, RWA, credit migration — every exposure, one dashboard.

Compliance / Reporting Lead

Returns assembled from the live position, reconciled, and variance-checked — with every figure traced to source before submission.

CFO / Board

Capital adequacy, NSFR, LCR trend, stress scenario output. Numbers fit for a regulator.